TAKE HOME PAY CALCULATOR 2026-27

Calculate Your Take Home Pay in 4 Quick Steps

1. Enter your annual pay – Add the salary amount you want to calculate.
2. Choose the financial year – Select the year that applies to your estimate.
3. Set super and Medicare – Adjust the superannuation options and choose whether to include Medicare Levy.
4. View your result – Check your estimated tax and take-home pay daily, weekly, fortnightly, monthly or annually.

Note: Your result is an estimate based on the information and settings you select.

Calculate How Much of Your Salary You Could Take Home

Start with the annual pay you want to check. Our calculator applies your selected settings and estimates how much could remain after applicable income tax and Medicare Levy.

For example, if you are considering a job with an $80,000 annual salary, enter $80,000 to see the estimated take-home amount rather than judging the offer only by its headline salary.

Want to check $90,000 instead? Change the annual pay and calculate again to see how the estimated tax and take-home pay change.

Set Superannuation to Match Your Salary Package

A salary quoted as $100,000 plus super is different from a $100,000 package that already includes super.

Use the Annual Salary Includes Superannuation option to tell our calculator how the salary you entered has been presented. You can also adjust the Superannuation (SG %) field for the calculation you want to run.

For example, if a job offer is presented as a total package that includes super, select the relevant option before calculating. This helps the result reflect the salary structure you actually want to check.

Adjust Medicare Levy for Your Pay Estimate

Use the Medicare Levy (2%) setting to choose whether the levy is included in your calculation.

When selected, our calculator includes the estimated Medicare Levy in the deductions used to calculate your take-home pay. Turn the setting off when you want to run an estimate without it.

Your result updates according to the option you select.

Check Where Your Annual Pay Goes

Your result gives you more than a final take-home figure. Use the breakdown to see the main figures behind your estimate.

You can review:

• Annual pay
• Superannuation
• Taxable income
• Estimated income tax
• Estimated Medicare Levy
• Estimated take-home pay

For example, when checking an $85,000 salary, you can see the estimated taxable income and deductions alongside your take-home amount instead of looking only at the gross salary.

See What Your Take Home Pay Looks Like Each Payday

Choose the result period that matches how you want to plan your money. Our calculator shows estimated take-home pay:

• Daily
• Weekly
• Fortnightly
• Monthly
• Annually

If you are paid fortnightly, check the fortnightly result. If you are planning a monthly budget, use the monthly figure.

The calculator also shows the estimated tax for each period, so you do not have to manually convert the annual figures.

Check a Salary Offer Before You Make a Decision

Use the calculator when you know the annual salary but want to see what it could mean after estimated tax.

For example, enter a $75,000 salary offer and check the estimated monthly or fortnightly take-home pay. To assess an $85,000 offer, replace the salary with $85,000 and calculate again using the relevant settings.

You can use the same approach to check a pay rise or another salary package before making a decision.

The calculator does not provide a built-in side-by-side comparison. You can calculate each salary scenario separately by changing your inputs.

Check What Your Take Home Pay Estimate Includes

Your estimate is based on the annual pay, financial year, superannuation settings and Medicare Levy option you select.

The calculator does not currently include:

• HELP/HECS repayments that may reduce your take-home pay.
• Medicare Levy Surcharge that may apply in some circumstances.
• Tax deductions that could change your final taxable income.
• Salary sacrifice arrangements that may affect your taxable pay.
• Bonuses or overtime that are not included in the annual salary entered.
• Other individual tax circumstances that may change your final result.

Because these factors can affect your tax position, your actual take-home pay may differ from the estimate shown.

The calculator provides general estimates only and is not personalised tax, financial or accounting advice.